About the Journal

The JoFFL Quarterly has been published consistently since 2014. From its inception, the publication process has been managed by the staff of the Institute of Finance, particularly the Department of Central Banking and Financial Intermediation at the Faculty of Economics and Sociology, University of Lodz. The journal's primary format is electronic.

As a peer-reviewed scientific journal, the JoFFL Quarterly focuses on original research articles that often blend theoretical insights with practical applications in finance and related disciplines. The journal also welcomes contributions from legal scholars exploring topics in financial regulation.

The journal seeks to foster the advancement and dissemination of cutting-edge research in the field of finance, with the objective of enhancing the understanding, analysis, and articulation of critical, particularly contemporary, financial phenomena and mechanisms. It welcomes both theoretical and empirical contributions that explore a wide range of topics within economics and finance, financial law, management, and quality sciences, as well as interdisciplinary studies that bridge finance with other academic domains. The journal aims to inspire scholars and practitioners alike, providing a platform for publishing high-quality research that contributes to the evolving discourse on global financial systems and practices. The topic areas are listed below with examples of current issues.

  • Banking: Potential disruptions to traditional banking models and the role of commercial banks in a CBDC, Fintech Disruption in Traditional Banking, The Role of Digital Banking in Financial Inclusion Banking, The Rise of Neobanks, Cybersecurity Risks in Banking, Strategies for Serving Underbanked Populations. The Role of Artificial Intelligence and Automation in Banking Services.
  • Consumer Protection in Financial Markets: The Role of Financial Literacy, Consumer Protection in Digital Finance, Financial Product Transparency, The Disclosure Requirements, Protecting Vulnerable Consumers, The Role of Ombudsman and Dispute Resolution Mechanisms in Financial Consumer Protection, ‘Buy Now, Pay Later’ Schemes, The Effectiveness of Consumer Protection.
  • Corporate Finance: The Role of Behavioral Finance in Corporate Decision-Making and Investor Behavior, The Evolution of Financial Derivatives and Their Role in Risk Management and Speculation.
  • Environmental, Social, and Governance (ESG): The Financial Materiality of ESG Factors, ESG Disclosure and Investor Behavior, The Role of Green Bonds in Financing the Transition to a Low-Carbon Economy, Socially Responsible Investing, The Role of ESG Ratings in Shaping Corporate Strategy: From Risk Management to Value Creation, Regulatory Challenges in ESG Integration, The Impact of ESG Investing on Corporate Governance.
  • Ethics of Finance: Effects on financial inclusion and the accessibility of banking services, especially in emerging economies, Ethical considerations regarding state control over digital money and the potential risks to consumer protection.
  • Financial Markets and Instruments: Financial Market Reactions to Climate Change: Risk Management and Investment Strategies; The Impact of ESG Factors on Corporate Financial Performance and Investor Decision-Making.
  • Insurance: The Future of Insurtech, The Technology is Reshaping the Insurance Industry, The Impact of Climate Change on Insurance Pricing and Risk Management, Cyber Risk Insurance, Health Insurance Market, The Future of Life Insurance.
  • Legal and Regulatory Challenges: The Regulatory Response to Financial Market Disruptions, Challenges of Harmonizing Global Standards in the Wake of Financial Innovation, The Legal and Regulatory Challenges of Open Banking and Data Privacy, The Future of Financial Market Regulation in the Age of Artificial Intelligence and Machine Learning, the Impact of Anti-Money Laundering (AML) Regulations on Financial Market.
  • Macroprudential Policy: The Role of Macroprudential Policies in Preventing Financial Systemic Risk, The Interaction Between Monetary Policy and Macroprudential Policy, Macroprudential Policies and Housing Market Stability, The Effectiveness of Macroprudential Stress Testing, Macroprudential Policy and Climate Change: Mitigating Environmental Risks in Financial Systems.
  • Monetary Policy: The Impact on Interest Rate Transmission Mechanisms and Inflation Control, Policy Mix, Monetary Policy in a Low-Interest-Rate Environment, Unconventional Monetary Policies, Evaluating the Long-Term Effects of Quantitative Easing, Uncertainty, and Inflation Expectations, The Role of Central Banks in Managing Systemic Risk, Policy Coordination and Macroprudential Tools, The Role of Central Banks in Promoting Sustainable Finance, Integrating ESG Factors into Monetary Policy.
  • Public Finances: The Future of Public Debt: Sustainable Financing and Debt Management in the Post-COVID Era, Behavioral Insurance: Understanding Consumer Decision-Making in Insurance Markets, The Role of Reinsurance in Managing Catastrophic Risk, Public-Private Partnerships (PPPs), The Economics of Public Healthcare Financing, The Impact of Tax Reforms on Income Inequality and Economic Mobility.

In addition to the above, the Editorial Board welcomes articles on other financial topics, considering various challenges and opportunities in the financial services market.

Disciplines of sciences: economics and finance, management and quality sciences, legal sciences, sociological sciences.

The editors are constantly recruiting articles for the journal JoFFL.

An article published in the journal JoFFL is awarded 40 points. (Ministry of Science and Higher Education January 2024)

Number of articles published in the 2023: 45

Other information

  • The Editorial Board follows the ethical guidelines of the Committee on Publication Ethics (COPE).
  • Since 2016, all articles published in JOFFL have been assigned an identification number, using the Digital Object Identifier System (DOI)

  • The basic license for publishing articles in the journal is CC-BY-NC-ND 4.0 (Attribution – Non-Commercial Use – No Derivatives). At the author's request it is possible to publish it under the CC-BY (Attribution) license.

    • e-ISSN 2353-5601 – an electronic version
    • ISSN 2391-6478 - printed version
  • The Editorial Board of the Journal of Finance and Financial Law use the Crossref Similarity Check anti-plagiarism system (details about the system can be found at: https://www.crossref.org/services/similarity-check/)