European Microfinance – Relevance, Efficiency And Impact

Joanna Fila

doi:10.1515/cer-2015-0035

Autor

Joanna Fila University of Łódź, Faculty of Economics and Sociology, Department of Accounting and Finance of SMEs

DOI:

https://doi.org/10.1515/cer-2015-0035

Słowa kluczowe:

mikrofinanse, polityka UE, wykluczenie finansowe i społeczne

Abstrakt

Mikrofinanse wiążą się z oferowaniem osobom wykluczonym społecznie, finansowo i mikroprzedsiębiorcom podstawowych usług finansowych, takich jak kredyt, oszczędności czy ubezpieczenia. Mikrokredyt jest w tej grupie najbardziej rozpoznawalnym instrumentem mikrofinansów. Pozwala rozpocząć własną działalność gospodarczą, a także stanowi źródło finansowania istniejących mikroprzedsiębiorstw. Mikrofinanse zaistniały w krajach ubogich, jednak w ostatnich latach zyskały uznanie także w krajach europejskich. Celem artykułu jest prezentacja istotności, skuteczności i oddziaływania polityki mikrofinansowej i jej instrumentów na wspieranie mikroprzedsiębiorstw w Unii Europejskiej.

Pobrania

Brak dostępnych danych do wyświetlenia.

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