The Economic Efficiency of Traditional and Islamic Banking (a Comparative Analysis of the Turkish, Azerbaijani, and Iranian Banking Sectors)

Mayis G. Gulaliyev; Elmar N. Rahimov; Flora Sh. Kashiyeva; Alida T. Huseynova; Shahla M. Alijanova; Yegana A. Hakimova

doi:10.18778/1508-2008.24.08

Autor

Mayis G. Gulaliyev Ph.D., Associate professor of the Azerbaijan State University of Economics (UNEC), head of the Department at the Institute of Economics of Azerbaijan National Academy of Sciences, Baku, Azerbaijan https://orcid.org/0000-0001-7614-7322
Elmar N. Rahimov Ph.D. Candidate at the Institute of Economics of Azerbaijan National Academy of Sciences, Baku, Azerbaijan https://orcid.org/0000-0002-2291-8651
Flora Sh. Kashiyeva Ph.D., Associate professor at Azerbaijan State University of Economics (UNEC), Baku, Azerbaijan https://orcid.org/0000-0002-4858-897X
Alida T. Huseynova Ph.D., Senior lecturer at Azerbaijan State University of Economics (UNEC), Baku, Azerbaijan https://orcid.org/0000-0002-8861-2612
Shahla M. Alijanova lecturer at Azerbaijan State University of Economics (UNEC), Baku, Azerbaijan https://orcid.org/0000-0002-3115-2635
Yegana A. Hakimova Senior lecturer at Azerbaijan State University of Economics (UNEC), Baku, Azerbaijan https://orcid.org/0000-0001-5686-4105

DOI:

https://doi.org/10.18778/1508-2008.24.08

Słowa kluczowe:

instytucje finansowe, dostęp do instytucji finansowych, głębokość instytucji finansowych, efektywność instytucji finansowych, stabilność instytucji finansowych

Abstrakt

W artykule podjęto próbę opracowania metodologii oceny porównawczej efektywności ekonomicznej banków, w tym modelu bankowości tradycyjnej i islamskiej. Wyniki oceny wskazują, że stabilność instytucji finansowych w Azerbejdżanie jest niższa w porównaniu z bankami, w których stosuje się bankowość islamską. Jak wynika z oceny, istnieje silna zależność stopy wzrostu PKB od wskaźników częściowych dotyczących skuteczności instytucji finansowych w Azerbejdżanie, Turcji i Iranie. Zastosowano metodologię regresji liniowej i złożony wskaźnik efektywności ekonomicznej banków. Wyniki oceny pokazują, że wpływ stabilności systemu finansowego na wzrost gospodarczy w Azerbejdżanie, Iranie i Turcji jest różny. Ponieważ tempo wzrostu gospodarczego i stosunek kredytów bankowych do depozytów bankowych są dodatnio powiązane w Azerbejdżanie i Turcji, ale negatywnie w Iranie.

Pobrania

Brak dostępnych danych do wyświetlenia.

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