Comparing the Efficiency of European Banking Sectors from the Financialisation Perspective Using the DEA Method

Tomasz Grzegorz Florczak; Iwona Dorota Czechowska; Adam Kucharski; Joanna Stawska; Sophia Lobozynska

doi:10.18778/1508-2008.27.03

Autor

Tomasz Grzegorz Florczak University of Lodz, Faculty of Economics and Sociology, Institute of Finance, Lodz, Poland https://orcid.org/0000-0002-9111-3400
Iwona Dorota Czechowska University of Lodz, Faculty of Economics and Sociology, Institute of Finance, Lodz, Poland https://orcid.org/0000-0002-8051-5324
Adam Kucharski University of Lodz https://orcid.org/0000-0001-8699-7566
Joanna Stawska University of Lodz, Faculty of Economics and Sociology, Institute of Finance, Lodz, Poland https://orcid.org/0000-0001-6863-1210
Sophia Lobozynska Ivan Franko National University of Lviv, Ukraine

DOI:

https://doi.org/10.18778/1508-2008.27.03

Słowa kluczowe:

sektor bankowy, efektywność, finansjalizacja, metoda DEA

Abstrakt

Wprowadzenie w tematykę badania: Wzrosło znaczenie sektora finansowego w stosunku do sfery realnej, w ostatnich latach nastąpiło przejście od kapitalizmu przemysłowego do kapitalizmu finansowego. Proces wzrostu znaczenia sektora finansowego określany jest mianem finansjalizacji. Zjawisko to niewątpliwie kojarzy się z finansami, operacjami finansowymi czy wzrostem znaczenia zysków generowanych przez działalność finansową. Przyjęliśmy, że finansjalizacja jest procesem długotrwałym, charakteryzującym się wzrostem sektora bankowego. Cel artykułu: Porównanie efektywności sektorów bankowych w krajach Unii Europejskiej w perspektywie finansjalizacji.

Metody: Badanie polegało na określeniu efektywności sektorów bankowych dla 28 krajów europejskich, z wykorzystaniem nieradialnego modelu BCC zorientowanego na nakłady w 2017 roku oraz ocenie zmian efektywności badanych sektorów z wykorzystaniem indeksu Malmquista w latach 2008–2017.

Wyniki i wartość dodana: W rezultacie ustalono, że przy określonych nakładach i efektach sektory bankowe siedmiu krajów były w 2017 roku efektywne. Efektywne, w perspektywie finansjalizacji, sektory bankowe występowały na Cyprze, w Danii, Francji, Luksemburgu, na Malcie, w Szwecji i Wielkiej Brytanii. Następnie określono efektywność poszczególnych nakładów dla sektorów bankowych z każdego badanego kraju oraz wskazano liderów benchmarków. Analiza dynamiki zmian efektywności sektorów bankowych wykazała, że najwyższe wartości wskaźnika Malmquista między latami 2008 a 2017 obliczono dla Szwecji (wzrost efektywności o 37,7%).

Pobrania

Brak dostępnych danych do wyświetlenia.

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