Caught in a Matrix of Factors: A Pilot Study of Female Retirees Receiving Below-Minimum Pension Payments
DOI:
https://doi.org/10.18778/1733-8077.19.3.03Keywords:
Below-Minimum Pension, Retirement, Employment Career, Life Course Approach, PolandAbstract
Pension systems based on an insurance model were originally designed for male breadwinners who worked under permanent contracts without career breaks. Since their inception, women’s participation in the workforce has increased significantly, but on average, their employment career paths are still shorter and less linear compared to those that men enjoy. Demographic changes have prompted many countries to reform their pension systems to ensure long-term financial sustainability. And to varying degrees, such reforms also have looked to address the issue of short careers. In Poland, reforms introduced in 1999 brought about significant changes to the rules governing pension entitlement. That led to the emergence of a new category of retirees—those who had contributed to the pension system for a short period and consequently received very low pensions. This article provides an overview of an exploratory qualitative pilot study conducted in 2018 with nine women who were in receipt of benefits from the Polish universal pension system, which amounted to less than the so-called ‘lowest retirement pension’ being granted at that time. The analysis makes recourse to the concept of employment career and its connection to retirement to identify various life-course determinants that contributed to their situation. These factors include childhood and adolescent adversities that affected educational attainment; domestic and caregiving responsibilities coupled with cultural expectations and insufficient institutional support; the labor market situation, and the inability to document certain employment periods. The research material indicates that a significant portion of the work performed by the interviewees throughout their lives did not translate into a pension benefit, as it either involved unpaid domestic and caregiving duties; or work performed without formal contracts.
Downloads
References
Anderson, Karen M. 2015. “Pension Policy.” Pp. 690-696 in International Encyclopedia of the Social & Behavioral Sciences (Second Edition), edited by J. D. Wright. Oxford: Elsevier.
Google Scholar
DOI: https://doi.org/10.1016/B978-0-08-097086-8.75028-8
Beck, Ulrich. 1992. Risk Society: Towards a New Modernity. London, Newbury Park: Sage Publications.
Google Scholar
Blumer, Herbert. 1954. “What Is Wrong with Social Theory.” American Sociological Review 18:3-10.
Google Scholar
DOI: https://doi.org/10.2307/2088165
Booth, Alison L., Marco Francesconi, and Jeff Frank. 2002. “Temporary Jobs: Stepping Stones or Dead Ends?” The Economic Journal 112(480):F189–213. Retrieved July 10, 2023 (https://doi.org/10.1111/1468-0297.00043).
Google Scholar
DOI: https://doi.org/10.1111/1468-0297.00043
Braun, Virginia and Victoria Clarke. 2012. “Thematic Analysis.” Pp. 57-71 in APA Handbook of Research Methods in Psychology, Vol. 2: Research Designs: Quantitative, Qualitative, Neuropsychological, and Biological, edited by H. Cooper et al. Washington, DC: American Psychological Association.
Google Scholar
DOI: https://doi.org/10.1037/13620-004
Bravo, Jorge M. and Jose A. Herce. 2022. “Career Breaks, Broken Pensions? Long-Run Effects of Early and Late-Career Unemployment Spells on Pension Entitlements.” Journal of Pension Economics and Finance 21(2):191-217. Retrieved July 03, 2023 (https://doi.org/10.1017/S1474747220000189).
Google Scholar
DOI: https://doi.org/10.1017/S1474747220000189
Carr, Deborah. 2018. “The Linked Lives Principle in Life Course Studies: Classic Approaches and Contemporary Advances.” Pp. 41-63 in Social Networks and the Life Course, Vol. 2, edited by D. F. Alwin, D. H. Felmlee, and D. A. Kreager. Cham: Springer International Publishing.
Google Scholar
DOI: https://doi.org/10.1007/978-3-319-71544-5_3
CBOS. 2018. Kobiety i mężczyźni w domu. Komunikat z badan [Women and Men at Home. Research Release]. Warsaw: Fundacja Centrum Badania Opinii Społecznej. Retrieved October 15, 2022 (https://www.cbos.pl/SPISKOM.POL/2018/K_127_18.PDF).
Google Scholar
Chłoń-Domińczak, Agnieszka, Iga Magda, and Paweł A. Strzelecki. 2019. “Patterns of Labour Market Participation and Their Impact on the Well-Being of Older Women.” Pp. 129-140 in Health and Socio-Economic Status over the Life Course, edited by A. Börsch-Supan et al. Oldenbourg: De Gruyter.
Google Scholar
DOI: https://doi.org/10.1515/9783110617245-013
Ciccia, Rossella and Inge Bleijenbergh. 2014. “After the Male Breadwinner Model? Childcare Services and the Division of Labor in European Countries.” Social Politics: International Studies in Gender, State & Society 21(1):50-79.
Google Scholar
DOI: https://doi.org/10.1093/sp/jxu002
Corna, Laurie M. and Amanda Sacker. 2013. “A Lifetime of Experience: Modeling the Labour Market and Family Histories of Older Adults in Britain.” Longitudinal and Life Course Studies. Retrieved June 30, 2023 (https://doi.org/10.14301/llcs.v4i1.224).
Google Scholar
Dannefer, Dale. 1987. “Aging as Intracohort Differentiation: Accentuation, the Matthew Effect, and the Life Course.” Sociological Forum 2 (2):211-236. R etrieved June 0 5, 2 023 (https://doi.org/10.1007/BF01124164).
Google Scholar
DOI: https://doi.org/10.1007/BF01124164
Dannefer, Dale. 2003. “Cumulative Advantage/Disadvantage and the Life Course: Cross-Fertilizing Age and Social Science
Google Scholar
DOI: https://doi.org/10.1093/geronb/58.6.S327
Theory.” The Journals of Gerontology Series B: Psychological Sciences and Social Sciences 58(6):S327-337. Retrieved June 05, 2023 (https://doi.org/10.1093/geronb/58.6.S327).
Google Scholar
De Freitas, Najat El Mekkaoui et al. 2011. “Career Interruptions: How Do They Impact Pension Rights?” The Geneva Papers on Risk and Insurance—Issues and Practice 36(3):440-457. Retrieved July 10, 2023 (https://doi.org/10.1057/gpp.2011.12).
Google Scholar
DOI: https://doi.org/10.1057/gpp.2011.12
Del Re, Alisa. 2010. “Women and Welfare: Where Is Jocasta?” Pp. 99-113 in Radical Thought in Italy: A Potential Politics, Theory Out of Bounds, edited by P. Virno and M. Hardt. Minneapolis, MN: University of Minnesota Press.
Google Scholar
Diewald, Martin and Karl Ulrich Mayer. 2009. “The Sociology of the Life Course and Life Span Psychology. Integrated Paradigm or Complementing Pathways?” Advances in Life Course Research 14(1-2). Retrieved July 05, 2023 (https://doi.org/10.1016/j.alcr.2009.03.001).
Google Scholar
DOI: https://doi.org/10.1016/j.alcr.2009.03.001
Domecka, Markieta and Adam Mrozowicki. 2008. “Robotnicy i ludzie biznesu. Wzory karier zawodowych a zmiana społeczna w Polsce [Workers and Business People: Occupational Career Patterns and Social Change in Poland].” Przegląd Socjologii Jakościowej 4 (1):136-155. Retrieved July 10, 2023 (http://www.qualitativesociologyreview.org/PL/volume6_pl.php).
Google Scholar
DOI: https://doi.org/10.18778/1733-8069.4.1.06
Drobnič, Sonja and Hans-Peter Blossfeld. 2004. “Career Patterns over the Life Course: Gender, Class, and Linked Lives.” Research in Social Stratification and Mobility 21:139-164. Retrieved March 14, 2023 (https://doi.org/10.1016/S0276-5624(04)21008-3).
Google Scholar
DOI: https://doi.org/10.1016/S0276-5624(04)21008-3
Elder, Glen H. 1998. “The Life Course as Developmental Theory.” Child Development 69(1):1. Retrieved March 22, 2023 (https://doi.org/10.2307/1132065).
Google Scholar
DOI: https://doi.org/10.2307/1132065
Elder, Glen H., Monica Kirkpatrick Johnson, and Robert Crosnoe. 2003. “The Emergence and Development of Life Course Theory.” Pp. 3-19 in Handbook of the Life Course, edited by J. T. Mortimer and M. J. Shanahan. Boston, MA: Springer US. Eurostat. 2020a. Ageing Europe: Looking at the Lives of Older People in the EU. Luxembourg: Publications Office of the European Union.
Google Scholar
DOI: https://doi.org/10.1007/978-0-306-48247-2_1
Eurostat. 2022b. “Part-Time Employment as a Percentage of the Total Employment, by Sex and Age (%) (Online Data Code: LFSQ_EPPGA).” Retrieved December 19, 2022 (https://ec.europa.eu/eurostat/databrowser/view/lfsq_eppga/default/table?lang=en).
Google Scholar
Eurostat. 2022c. “Gender Pay Gap in Unadjusted Form (Online Data Code: SDG_05_20).” Retrieved December 19, 2022 (https://ec.europa.eu/eurostat/databrowser/view/sdg_05_20/default/table?lang=en).
Google Scholar
Fauser, Sophia. 2020. “Career Trajectories and Cumulative Wages: The Case of Temporary Employment.” Research in Social Stratification and Mobility 69:100529. Retrieved July 10, 2023 (https://doi.org/10.1016/j.rssm.2020.100529).
Google Scholar
DOI: https://doi.org/10.1016/j.rssm.2020.100529
Federici, Silvia. 2006. “Prekariat. Perspektywa Feministyczna [Precarious Labor: A Feminist Viewpoint].” Bluestocking Radical Bookstore: Biblioteka Online Think Tanku Feministycznego.
Google Scholar
Giesecke, Johannes and Martin Groß. 2003. “Temporary Employment: Chance or Risk?” European Sociological Review 19(2):161-177. Retrieved April 23, 2023 (https://doi.org/10.1093/esr/19.2.161).
Google Scholar
DOI: https://doi.org/10.1093/esr/19.2.161
Grenier, Amanda, Chris Phillipson, and Richard A. Settersten, eds. 2021. Precarity and Ageing: Understanding Insecurity and Risk in Later Life. Bristol: Policy Press.
Google Scholar
DOI: https://doi.org/10.56687/9781447340874
GUS. 2016. Time Use Survey 2013. Part 2. Warsaw: Central Statistical Office. Retrieved April 23, 2023 (https://stat.gov.pl/en/topics/living-conditions/living-conditions/time-use-survey-2013-the-second-part-including-the-first-part,6,3.html).
Google Scholar
Hinrichs, Karl. 2021. “Recent Pension Reforms in Europe: More Challenges, New Directions. An Overview.” Social Policy & Administration 5 5(3):409-422. Retrieved July 09, 2023 (https://doi.org/10.1111/spol.12712).
Google Scholar
DOI: https://doi.org/10.1111/spol.12712
Hryciuk, Renata and Elżbieta Korolczuk, eds. 2012. Pożegnanie z Matką Polką? Dyskursy, praktyki i reprezentacje macierzyństwa we współczesnej Polsce [Farewell to the Polish Mother? Discourses, Practices, and Representations of Motherhood in Contemporary Poland]. Warsaw: Wydawnictwo Uniwersytetu Warszawskiego.
Google Scholar
DOI: https://doi.org/10.31338/uw.9788323511175.pp.7-26
Huang, Qinghai and Magnus Sverke. 2007. “Women’s Occupational Career Patterns over 27 Years: Relations to Family of Origin, Life Careers, and Wellness.” Journal of Vocational Behavior 70(2):369-397. Retrieved June 03, 2023 (https://doi.org/10.1016/j.jvb.2006.12.003).
Google Scholar
DOI: https://doi.org/10.1016/j.jvb.2006.12.003
Hughes, Everett C. 1997. “Careers.” Qualitative Sociology 20(3):389-397.
Google Scholar
DOI: https://doi.org/10.1023/A:1024731416961
Jacobs, Sheila. 1999. “Trends in Women’s Career Patterns and in Gender Occupational Mobility in Britain.” Gender, Work & Organization 6(1):32-46. Retrieved January 18, 2023 (https://doi.org/10.1111/1468-0432.00067).
Google Scholar
DOI: https://doi.org/10.1111/1468-0432.00067
Janicka, Krystyna. 1995. “Kobiety i mężczyźni w strukturze społeczno-zawodowej: podobieństwa i różnice [Women and Men in the Socio-Occupational Structure: Similarities and Differences].” Pp. 89-117 in Co to znaczy być kobietą w Polsce [What Does It Mean to Be a Woman in Poland], edited by A. Titkow and H. Domański. Warsaw: Wydawnictwo IFiS PAN.
Google Scholar
Janicka, Krystyna. 2020. “Segregacja zawodowa ze względu na płeć w kontekście polskiego rynku pracy [Occupational Gender Segregation in the Context of the Polish Labor Market].” Pp. 57-77 in Kobiety – praca – podmiotowość. Refleksje socjologiczne [Women—Work—Subjectivity. Sociological Reflections], edited by S. Kamińska-Berezowska. Katowice: Wydawnictwo Uniwersytetu Śląskiego.
Google Scholar
Kalinowska-Sufinowicz, Baha and Wiktoria Domagała. 2016. “Occupational Segregation on the Polish Labour Market in the Years 2004–2014.” Studia Prawno-Ekonomiczne XCIX:257-274. Retrieved July 10, 2023 (http://cejsh.icm.edu.pl/cejsh/element/bwmeta1.element.desklight-ec7f5926-7a90-4318-9e4d-5d95fbea3935).
Google Scholar
Karwacki, Arkadiusz and Katarzyna Suwada. 2020. “Doświadczenie bezrobocia a relacje rodzinne we współczesnej Polsce – perspektywa płci [Gendered Experience of Unemployment and Family Relations in Contemporary Poland].” Studia Socjologiczne 1(236):165-194.
Google Scholar
Kendig, Hal and James Nazroo. 2016. “Life Course Influences on Inequalities in Later Life: Comparative Perspectives.” Journal of Population Ageing 9(1-2):1-7. Retrieved June 15, 2023 (https://doi.org/10.1007/s12062-015-9138-7).
Google Scholar
DOI: https://doi.org/10.1007/s12062-015-9138-7
Kiersztyn, Anna. 2016. “Fixed-Term Employment and Occupational Position in Poland: The Heterogeneity of Temporary Jobs.” European Sociological Review 32(6):881-894. Retrieved May 05, 2023 (https://doi.org/10.1093/esr/jcw044).
Google Scholar
DOI: https://doi.org/10.1093/esr/jcw044
Kok, Jan. 2007. “Principles and Prospects of the Life Course Paradigm.” Annales de démographie historique 113(1):203-230. Retrieved January 23, 2023 (https://doi.org/10.3917/adh.113.0203).
Google Scholar
DOI: https://doi.org/10.3917/adh.113.0203
Kotowska, Irena E. et al. 2007. Sytuacja kobiet powracających na rynek pracy po przerwie spowodowanej macierzyństwem i opieką nad dzieckiem: Raport z badań zrealizowanych w ramach projektu „Wieloaspektowa diagnoza sytuacji kobiet na rynku pracy [The Situation of Women Returning to the Labor Market after a Break Due to Maternity and Childcare: Research Report Conducted as Part of the Project “Comprehensive Diagnosis of the Situation of Women in the Labor Market”]. Warsaw: Polskie Towarzystwo Polityki Społecznej.
Google Scholar
Kurowski, Piotr. 2020. “Estimates of Subsistence Minimum Baskets and Social Minimum Baskets for 2019.” Polityka Społeczna 5 56(7):33-36. Retrieved June 09, 2 023 (https://doi.org/10.5604/01.3001.0014.3376).
Google Scholar
DOI: https://doi.org/10.5604/01.3001.0014.3376
Kwan, Crystal and Christine A. Walsh. 2018. “Old Age Poverty: A Scoping Review of the Literature.” Cogent Social Sciences 4(1):1478479. Retrieved June 22, 2023 (https://doi.org/10.1080/23311886.2018.1478479).
Google Scholar
DOI: https://doi.org/10.1080/23311886.2018.1478479
Lewis, Jane. 2002. “Gender and Welfare State Change.” European Societies 4(4):331-357. Retrieved June 22, 2023 (https://doi.org/10.1080/1461669022000022324).
Google Scholar
DOI: https://doi.org/10.1080/1461669022000022324
Louchin, Jolanta. 2018. “Wielka reforma emerytalna z 1998 r. i jej wpływ na przechowywanie i udostępnianie akt pracowniczych [The Great Pension Reform of 1998 and Its Impact on the Storage and Accessibility of Employee Records].” Archeion 2018(119):559-568.
Google Scholar
DOI: https://doi.org/10.29119/1641-3466.2018.117.37
Möhring, Katja. 2015. “Employment Histories and Pension Incomes in Europe: A Multilevel Analysis of the Role of Institutional Factors.” European Societies 17(1):3-26. Retrieved June 2 2, 2023 (https://doi.org/10.1080/14616696.2014.934874).
Google Scholar
DOI: https://doi.org/10.1080/14616696.2014.934874
Möhring, Katja. 2021. “The Consequences of Non‐Standard Working and Marital Biographies for Old Age Income in Europe: Contrasting the Individual and the Household Perspective.” Social Policy & Administration 55(3):456-484. Retrieved June 30, 2023 (https://doi.org/10.1111/spol.12720).
Google Scholar
DOI: https://doi.org/10.1111/spol.12720
Möhring, Katja and Andreas P. Weiland. 2022. “Couples’ Life Courses and Women’s Income in Later Life: A Multichannel Sequence Analysis of Linked Lives in Germany.” European Sociological Review 38(3):371-388. Retrieved June 10, 2023 (https://doi.org/10.1093/esr/jcab048).
Google Scholar
DOI: https://doi.org/10.1093/esr/jcab048
Moore, Karen. 2001. Frameworks for Understanding the Intergenerational Transmission of Poverty and Well-Being in Developing Countries. Birmingham: International Development Department, University of Birmingham.
Google Scholar
DOI: https://doi.org/10.2139/ssrn.1754527
Moore, Karen. 2005. “Thinking about Youth Poverty Through the Lenses of Chronic Poverty, Life-Course Poverty and Intergenerational Poverty.” SSRN Electronic Journal. Retrieved February 10, 2023 (http://dx.doi.org/10.2139/ssrn.1753655).
Google Scholar
DOI: https://doi.org/10.2139/ssrn.1753655
Mrozowicki, Adam, and Jan Czarzasty, eds. 2020. Oswajanie niepewności: studia społeczno-ekonomiczne nad młodymi pracownikami sprekaryzowanymi [Coping with Uncertainty: A Socio-Economic Study of Young Precarious Workers]. Warsaw: Wydawnictwo Naukowe Scholar.
Google Scholar
OECD. 2023. “Temporary Employment (Indicator).” Retrieved July 10, 2023 (https://doi.org/10.1787/75589b8a-en).
Google Scholar
O’Rand, Angela M. 2006. “Stratification and the Life Course.” Pp. 145-162 in Handbook of Aging and the Social Sciences, edited by R. H. Binstock and L. K. George. Burlington, MA: Elsevier.
Google Scholar
DOI: https://doi.org/10.1016/B978-012088388-2/50012-2
Orenstein, Mitchell A. 2013. “Pension Privatization: Evolution of a Paradigm.” Governance 26(2):259-281. Retrieved July 10, 2023 (https://doi.org/10.1111/gove.12024).
Google Scholar
DOI: https://doi.org/10.1111/gove.12024
Pavalko, Eliza K. and Jennifer Caputo. 2013. “Social Inequality and Health Across the Life Course.” American Behavioral Scientist 5 7(8):1040-1056. Retrieved July 10, 2023 (https://doi.org/10.1177/0002764213487344).
Google Scholar
DOI: https://doi.org/10.1177/0002764213487344
Petelczyc, Janina and Paulina Roicka. 2016. Sytuacja kobiet w systemie emerytalnym [The Situation of Women in the Pension System]. Warsaw: Instytut Spraw Publicznych.
Google Scholar
Potoczna, Małgorzata and Wielisława Warzywoda-Kruszyńska. 2009. Kobiety z łódzkich enklaw biedy. Bieda w cyklu życia i międzypokoleniowym przekazie [Women from Lodz Enclaves of Poverty. Poverty in the Life Cycle and Intergenerational Transmission]. Lodz: Wydawnictwo Uniwersytetu Łódzkiego.
Google Scholar
Potter, Jesse. 2020. “The Ghost of the Stable Path: Stories of Work-Life Change at the ‘End of Career.’” Work, Employment and Society 3 4(4):571-586. Retrieved July 10, 2023 (https://doi.org/10.1177/095001701987075).
Google Scholar
DOI: https://doi.org/10.1177/0950017019870751
Rodgers, Gerry. 1989. “Precarious Work in Western Europe: The State of the Debate.” Pp. 17-48 in Precarious Jobs in Labour Market Regulation, edited by G. Rodgers and J. Rodgers. Geneva: International Institute for Labour Studies.
Google Scholar
Sarnowska, Justyna, Paula Pustułka, and Iga Wermińska-Wiśnicka. 2020. “Słabe państwo i solwatacja społeczna w obszarze łączenia pracy z rodzicielstwem [Weak State and Social Solvation in Combining Parenting with Work].” Studia Socjologiczne 2(237):135-162. Retrieved June 02, 2023 (https://doi.org/10.24425/sts.2020.132465).
Google Scholar
Schilling, Elisabeth. 2012. “Non‐Linear Careers: Desirability and Coping.” Equality, Diversity and Inclusion: An International Journal 3 1(8):725-740. R etrieved March 20, 2023 (https://doi.org/10.1108/02610151211277590).
Google Scholar
DOI: https://doi.org/10.1108/02610151211277590
Schütze, Fritz. 1983. “Biographieforschung und Narratives Interview.” Neue Praxis 13(3):283-293.
Google Scholar
Shanahan, Michael J., Jeylan T. Mortimer, and Monica Kirkpatrick Johnson, eds. 2016. Handbook of the Life Course. Volume II. Cham, Heidelberg, New York, Dordrecht, London: Springer.
Google Scholar
Standing, Guy. 2011. The Precariat. London: Bloomsbury Academic.
Google Scholar
DOI: https://doi.org/10.5040/9781849664554
Suwada, Katarzyna. 2021. “Domestic Work and Parenting.” Pp. 77-95 in Parenting and Work in Poland: A Gender Studies Perspective, SpringerBriefs in Sociology. Cham: Springer.
Google Scholar
DOI: https://doi.org/10.1007/978-3-030-66303-2_5
Titkow, Anna, ed. 2003. Szklany sufit: bariery i ograniczenia kobiet. Monografia zjawiska. [The Glass Ceiling: Barriers and Restrictions of Women’s Careers. A Monograph of the Phenomenon]. Warsaw: Fundacja Instytut Spraw Publicznych.
Google Scholar
Titkow, Anna, Danuta Duch-Krzysztoszek, and Bogusława Budrowska. 2004. Nieodpłatna praca kobiet: mity, realia, perspektywy [Women’s Unpaid Work: Myths, Realities, Perspectives]. Warsaw: Wydawnictwo IFiS PAN.
Google Scholar
Tomescu-Dubrow, Irina et al. 2021. “The Polish Panel Survey, POLPAN.” European Sociological Review. Retrieved February 14, 2023 (https://doi.org/10.1093/esr/jcab017).
Google Scholar
Wheatley, Daniel. 2017. “Employee Satisfaction and Use of Flexible Working Arrangements.” Work, Employment and Society 31(4):567-585. Retrieved July 10, 2023 (https://doi.org/10.1177/0950017016631447).
Google Scholar
DOI: https://doi.org/10.1177/0950017016631447
Wiktorow, Aleksandra. 2007. “Pension Reform in Poland.” The Geneva Papers on Risk and Insurance. Issues and Practice 32(4):483-493. Retrieved March 10, 2023 (https://www.jstor.org/stable/41952957).
Google Scholar
DOI: https://doi.org/10.1057/palgrave.gpp.2510147
Witkowska, Dorota and Krzysztof Kompa. 2020. “Motherhood and Eldercare Penalties: Evidence from Poland.” Economics & Sociology 13(3):11-26.
Google Scholar
DOI: https://doi.org/10.14254/2071-789X.2020/13-3/1
Zadrożyńska, Anna. 1983. Homo faber i homo ludens. Etnologiczny szkic o pracy w kulturach tradycyjnej i współczesnej [Homo Faber and Homo Ludens. An Ethnological Sketch about Work in Traditional and Contemporary Cultures]. Warsaw: Państwowe Wydawnictwo Naukowe.
Google Scholar
Zalewska, Hanna and Izabela Tomczyk. 2023. Emerytury nowosystemowe wypłacone w grudniu 2022 r. w wysokości niższej niż wysokość najniższej emerytury (tj. niższej niż 1 338,44 zł) [New System Pensions Paid in December 2022 at a Rate Lower than the Minimum Pension Rate (i.e., Less Than PLN 1 338.44)]. Warsaw: Zakład Ubezpieczeń Społecznych, Departament Statystyki i Prognoz Aktuarialnych.
Google Scholar
ZUS. 2016. Słownik podstawowych terminów z zakresu ubezpieczeń społecznych polsko-angielsko-niemiecko-rosyjski [Polish-English-German-Russian Dictionary of Basic Social Security Terms]. Warsaw: Zakład Ubezpieczeń Społecznych.
Google Scholar
Downloads
Published
How to Cite
Issue
Section
Funding data
-
Narodowe Centrum Nauki
Grant numbers 2021/41/B/HS6/04416;2022/45/B/HS6/04090