Rozkłady liczby szkód w ubezpieczeniach komunikacyjnych OC

Anna Szymańska

doi:10.18778/0208-6018.296.09

Authors

Anna Szymańska Uniwersytet Łódzki, Katedra Metod Statystycznych

DOI:

https://doi.org/10.18778/0208-6018.296.09

Keywords:

distribution of the number of claims, motor liability car insurance

Abstract

Determining the amount of the insurance premium is the primary task of each insurance company. In motor liability car insurance determining of premiums requires the knowledge of distribution of the number and amount of claims in the portfolio. The paper presents the most commonly used in motor insurance distributions modeling the number of claims and highlights the methodological problems to evaluate the fit of empirical data to theoretical distributions.

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