Quo Vadis Banking Union? Discussions over the Resolution of Banks

Klaudia Alicja Zielińska

doi:10.18778/0208-6018.333.12

Autor

Klaudia Alicja Zielińska Uniwersytet Łódzki, Wydział Ekonomiczno-Socjologiczny

DOI:

https://doi.org/10.18778/0208-6018.333.12

Słowa kluczowe:

restrukturyzacja, likwidacja, unia bankowa

Abstrakt

Przeniesienie prawa decyzji odnośnie likwidacji banku na poziom międzynarodowy od lat stanowi kość niezgody między państwami członkowskimi Unii Europejskiej. Celem artykułu jest przegląd przebiegu dyskusji na ten temat, przy jednoczesnej próbie oceny, czy osiągnięty konsensus umożliwia realizację celów wyznaczonych dla mechanizmu uporządkowanej likwidacji. Artykuł składa się z pięciu części. Pierwsza przedstawia ideę utworzenia jednolitego nadzoru nad sektorem bankowym oraz kluczowe znaczenie harmonizacji zasad w zakresie uporządkowanej likwidacji banków. Druga część opisuje proces negocjacji na drodze do osiągnięcia konsensusu w sprawie utworzenia Jednolitego Mechanizmu Restrukturyzacji i Uporządkowanej Likwidacji. Następnie opisywany jest ostateczny kształt, jaki nadano temu mechanizmowi w 2014 roku. Czwarta część przedstawia prowadzony obecnie przegląd regulacji odnoszących się do restrukturyzacji i likwidacji banku. Ostatnia część artykułu podsumowuje jego treść, identyfikując równocześnie podstawowe problemy, które muszą zostać rozwiązane, by zapewnić wiarygodność drugiemu filarowi unii bankowej.

Pobrania

Brak dostępnych danych do wyświetlenia.

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