Zakonnik, Łukasz, and Piotr Karczmarz. “Services in the E-Banking As an Element Facilitate the Development of Information Society”. Acta Universitatis Lodziensis. Folia Oeconomica, no. 287 (January 1, 2013): 55–66. Accessed December 5, 2025. https://czasopisma.uni.lodz.pl/foe/article/view/28150.