APANEL, Adrian; GRZELCZAK, Marlena. Assessment of the Level of Development of Cashless Transactions in the European Union Countries Between 2019–2023. Journal of Finance and Financial Law, [S. l.], v. 2, n. 46, p. 5–17, 2025. DOI: 10.18778/2391-6478.2.46.01. Disponível em: https://czasopisma.uni.lodz.pl/fipf/article/view/26859. Acesso em: 23 dec. 2025.