JÓŹWIAK, Marcin. Evolution and significance of banking distribution channels. Journal of Finance and Financial Law, [S. l.], v. 1, n. 45, p. 51–71, 2025. DOI: 10.18778/2391-6478.1.45.03. Disponível em: https://czasopisma.uni.lodz.pl/fipf/article/view/25666. Acesso em: 25 dec. 2025.