BAGNIEWSKI, Bartosz; KUBICZEK, Jakub; ŻUCHOWSKA, Zuzanna. BNPL in the Consumerism World: About the Excessive Debt Trap. Journal of Finance and Financial Law, [S. l.], v. 4, n. 44, p. 49–62, 2024. DOI: 10.18778/2391-6478.4.44.03. Disponível em: https://czasopisma.uni.lodz.pl/fipf/article/view/24534. Acesso em: 9 dec. 2025.