ROSSA, Agnieszka. Optimal thresholding for binary classification applied in credit scoring. Journal of Finance and Financial Law, Poland, v. 2, n. 50, p. 49–66, 2026. DOI: 10.18778/2391-6478.2.50.03. Disponível em: https://czasopisma.uni.lodz.pl/fipf/article/view/28337. Acesso em: 19 sep. 2026.